You are not a bad person.
It seems that most people that visit about bankruptcy have just had one thing happen in their lives that they didn't plan for. It could be a job loss, a divorce, or even a car accident. You didn't save for this rainy day, and went to the credit cards.
Time goes by, you get back on your feet, but you just don't have enough to pay more than the minimum balances. Before you know it, you're falling further behind, and need to stop this before they start garnishing your paycheck. Even if you need to stop house foreclosure.
Now that the new bankruptcy reform law has passed, it's more difficult to get a fresh start, but not impossible. You just have to clear more hurdles first and take some additional steps.
Regardless of the problem, call or email us today for some help on a fresh start. You'll be glad you did.
There's hope.
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Member of Santa Clarita Chamber of Commerce
Member of SCV Bar Association
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